Sorted is New Zealand’s free independent money guide, run by the Retirement Commission.
Before you can compare products that you might invest your money in, you need to know how the fees you pay will be treated for tax purposes.
Should you pay off your debt faster or start saving now? As a rule, it makes sense to try to pay back your loans as fast as possible before you start saving – particularly if you have high interest debt like hire purchase or credit cards.
Once your mortgage is in place, there are steps you can take to make sure it is always working for you as well as it can.
In this section, you'll find information about:
Before you leap into any investment decision, there are some important rules you should follow:
1. Set your goals
Here you can find out which organisations provide KiwiSaver schemes for each risk profile:
Get the answers to some key questions about KiwiSaver:
KiwiSaver is a government savings scheme designed to help New Zealanders save for their retirement.
The costs of forming a trust can vary hugely, but will often be in the $2-3,000 range. These costs should include not only the trust deed, but also all of the other documents and transactions: sale and purchase
Most people who form trusts gift away the debt that the trust owes them.
There are three parties involved in the formation of a trust:
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