Hi there, my name is Brian Dalley, and I have been involved in the real estate industry since 1992.
A former company general manager I started out as the mortgage broker industry was in its infancy. When I started out, I sat my real estate licence to get a better idea of how the industry worked. Then I read many books, attended seminars and numerous training programs, which I continue to do, so I am always aware of new ideas and developments.
For many years I was an independent mortgage broker, but as products offered by lenders didn’t differ a great deal at the time I sold CMB (Citiwide Mortgage Brokers ) and joined The National Bank as a mobile mortgage manager. Back in 2006, the industry changed, lending criteria from different institutions became light years apart. Due to the change, I again work as an independent advisor which allows me to find the best deal for my clients needs.
My specialty is educating people about property finance, and I want to help you!
“Over the next decade, New Zealand will have a housing shortage of some 95,000 homes. Now we are facing a shortage of 70,000 homes.” I question this statement, as where are all these people supposedly residing now. Is there really that much overcrowding in New Zealand?
Not being shy at coming forward I am starting to wonder if there is anyone in the beehive that knows what they are doing. Sure, 2011 is going to largely mirror 2010 and that was evident last year.
If I told you I could build you an upmarket 1brm unit for $65,000 in any area of the country would that interest you? I guess for many the answer would be yes! This would be achievable if the government made one simple change to the rules.
For years economists and government have been banging on about the amount of debt per head in this country without really offering a solution and consequently the economy came tumbling down.
Little wonder when you have some Real Estate agents charging 1% commission whilst others are changing 4%.
No more 'state house for life' under new plan. State house tenants could be evicted if the Govt deemed they no longer needed cheap accommodation, under a new plan proposed by Housing Minister Phil Heatley.
It has been reported there are over 10,000 people on Housing New Zealand’s waiting list. In fact, the Government taskforce’s housing report reported a shortfall of 70,000 houses.
Gateway Housing Assistance, KiwiSaver home ownership assistance, Welcome Home First Steps, the Housing Innovation Fund and the Tenant Home Ownership Programme. Not one workable solution! “Gateway” will be yet another useless tool in the affordable housing tool-box.
The weather is changing, the flowers are flourishing, the birds are singing, the sun is putting the spring back into our step. Will this help revitalise the wilting real estate market?
It is nearly a year since a massive earthquake sent a devastating tsunami crashing over Samoa’s shores.
At least 143 people were killed and more than 4000 displaced.
New Zealanders were moved by the disaster and dug deep to help – giving over $20 million.
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