Guide2.co.nz - Kiwisaver & Saving Questions Feed

How To Get KiwiSaver First Home Buyer Benefits For Non First Time Buyers?

Fri, 27 Aug 2010 20:39:54 +1200

Home-buying tests

I've just separated at age 60. I have a job and will end up with only about $30,000. I have work super and will join KiwiSaver.

KiwiSaver: What To Do If My Employer Won't Pay

Fri, 20 Aug 2010 14:26:19 +1200

I have been contributing to KiwiSaver from its beginning in 2007 and have kept 4 per cent contributions going from my salary each week.

I'm Becoming Self-Employed: Should I Stay In KiwiSaver?

Mon, 09 Aug 2010 15:52:39 +1200

My income is partly from employment and partly self-employment. With regard to the former, 4 per cent of my salary is currently paid into a KiwiSaver account. As at the end of this year, I expect to be fully self-employed. Will I need to, at that point, seek a contribution holiday?

Can A Beneficiary Join KiwiSaver?

Wed, 21 Jul 2010 12:43:41 +1200

My 45-year-old son has a brain injury. I am 70-plus and hold power of attorney over his affairs. He is on a disability benefit, and probably will be for the remainder of his life.

Do I Qualify For First-Home Deposit Assistance?

Sun, 11 Jul 2010 19:42:33 +1200

I bought a rental property four years ago through an LAQC. My trust then bought my own residential home 18 months ago. These are the only two properties I have ever had a connection with.

I have been contributing to KiwiSaver for nine months.

What Are My Employers Obligations If I'm On A KiwiSaver Contributions Holiday?

Sun, 11 Jul 2010 19:34:14 +1200

I'm on a contributions holiday on KiwiSaver. I have a big mortgage so I took a holiday after my first year of investing. After a short period of not contributing, I recommenced 2 per cent contributions and luckily so did my employer.

Will My Partner And I Qualify For A First Home Deposit Subsidy?

Sun, 11 Jul 2010 19:26:24 +1200

I've been in KiwiSaver since the beginning. My fiancee just joined last year after obtaining her residency.

At the moment we don't live together but will do after marriage in December.

What Should I Choose - ANZ Or ING KiwiSaver?

Sun, 11 Jul 2010 19:17:54 +1200

With the changes to ING over the last few months - it is now 100 per cent owned by ANZ which also owns National Bank - it is interesting to read each of their KiwiSaver investment statements one after the other.

Does It Makes Sense To Wait To Apply For First Home Deposit Assistance?

Sat, 05 Jun 2010 19:37:54 +1200

I would like to know, if you wait until year 10 (rather than three or five years) in KiwiSaver in order to use the first-home deposit withdrawal, can you take out all that you've put into KiwiSaver for
those 10 years?

I'm In My Mid-60s: Should I Contribute To KiwiSaver?

Sat, 29 May 2010 19:46:06 +1200

I am in my mid-60s and have been made redundant after decades with the employer. I would like to take the opportunity to enjoy an early retirement, but will obviously need to cut back expenditure at least until I qualify for New Zealand Superannuation at 65.