Guide2.co.nz - Investing Questions Feed

Where Should I Buy An Investment Property?

Mon, 09 Aug 2010 16:01:34 +1200

It is obvious that we are in the grip of a recession. This creates an opportunity for investors to capitalise on the recession and enter the property market.

Unit Trust Is Closing - What Can I Do?

Fri, 30 Jul 2010 16:51:50 +1200

In 2007, as part of a medium-term strategy for my retirement, I invested a considerable sum with ASB Unit Trusts. The sum invested was spread over the following trusts: Money Market, NZ Fixed Interest, NZ Property, NZ Shares, World Fixed Interest and World Shares.

What Are the Pros And Cons Of Bonds Versus Bank Term Deposits?

Sun, 11 Jul 2010 19:04:25 +1200

Can you explain for all inexperienced investors the pros and cons of bonds versus bank term deposits?

I'm Moving Cities - Should I Sell Or Rent?

Sat, 19 Jun 2010 19:22:01 +1200

I am moving away from Auckland to care for my mother very soon. I own a freehold property in Auckland worth $330,000.

I am renting it out through an agent, as I would prefer to stay in the housing market. I don't have a need to buy a house to live in where I am going.

Will Active Or Passive Investment Funds Produce Better Returns?

Sat, 01 May 2010 20:00:33 +1200

My understanding is that over the long term, passive funds do better than the average of active funds. Is that right?

Will I Get Better Investment Advice From Advisers Who Charge Fees?

Thu, 24 Dec 2009 11:23:46 +1300

While I am sure many consumers will welcome your proposed list, I think it should be made clear that just because an adviser charges a fee rather than receiving remuneration by some other means, that is no guarantee the advice will be sound and appropriate.

Seeking Investment Advice: What's Better, Commission Or Fees?

Thu, 24 Dec 2009 10:47:44 +1300

So you think if financial advisers charge fees that will solve everything. I have spoken to several advisers that have moved to fees only. They have all sacked their smaller clients.

How Risky Are Perpetual Preference Shares?

Mon, 16 Nov 2009 15:12:40 +1300

ASB, Origin Energy and Rabobank perpetual preference shares with annual interest resets seem to be a risky investment. I feel this was unclear in the original prospectuses.

Are Preference Shares A Good Investment?

Fri, 06 Nov 2009 13:48:17 +1300

When I retired in 2003, I went to the ASB for advice as to what to do with $250,000 proceeds from selling a business. An ASB investment adviser, who was a salaried employee who received incentives according to sales made, recommended ASB preference shares, and that is where I put it.

When Can I Expect The Value Of My Preference Shares To Rise?

Fri, 06 Nov 2009 13:38:59 +1300

I have always considered preference shares had two attributes compared to ordinary shares in that they have more assured dividends and should be less volatile.