Guide2.co.nz - Questions Feed

Will I Get Better Investment Advice From Advisers Who Charge Fees?

Thu, 24 Dec 2009 11:23:46 +1300

While I am sure many consumers will welcome your proposed list, I think it should be made clear that just because an adviser charges a fee rather than receiving remuneration by some other means, that is no guarantee the advice will be sound and appropriate.

Is Health Insurance Worthwhile?

Thu, 24 Dec 2009 10:56:03 +1300

My wife and I are 68 and 66 respectively, happily retired and financially secure. We are both in good health, though both have had hip replacements in recent years.

Seeking Investment Advice: What's Better, Commission Or Fees?

Thu, 24 Dec 2009 10:47:44 +1300

So you think if financial advisers charge fees that will solve everything. I have spoken to several advisers that have moved to fees only. They have all sacked their smaller clients.

How Risky Are Perpetual Preference Shares?

Mon, 16 Nov 2009 15:12:40 +1300

ASB, Origin Energy and Rabobank perpetual preference shares with annual interest resets seem to be a risky investment. I feel this was unclear in the original prospectuses.

Tax Minimisation: What Are My Accountant's Obligations?

Mon, 09 Nov 2009 15:51:14 +1300

I understood that tax minimisation was one of an accountant's obligations to his client.

Should I Transfer The Payout From My Company Super Scheme To KiwiSaver?

Fri, 06 Nov 2009 14:05:51 +1300

I am about to be made redundant. I had been contributing to a company superannuation scheme during the time I have been employed with the company. I had also recently joined KiwiSaver, so was contributing to both.

Do I Need To Pay Tax On The Capital Gain From An Investment Property?

Fri, 06 Nov 2009 13:56:37 +1300

I am a tax agent and I have offered advice to clients on the attitude of the IRD to capital gains made by individuals on the sale of rental properties. There are no clear guidelines, so I advise that should they sell, they must satisfy the IRD that they sold for reasons other than capital gain.

Are Preference Shares A Good Investment?

Fri, 06 Nov 2009 13:48:17 +1300

When I retired in 2003, I went to the ASB for advice as to what to do with $250,000 proceeds from selling a business. An ASB investment adviser, who was a salaried employee who received incentives according to sales made, recommended ASB preference shares, and that is where I put it.

When Can I Expect The Value Of My Preference Shares To Rise?

Fri, 06 Nov 2009 13:38:59 +1300

I have always considered preference shares had two attributes compared to ordinary shares in that they have more assured dividends and should be less volatile.

Should We Wait Before Buying A House?

Sat, 03 Oct 2009 12:43:08 +1300

My husband and I have saved a $120,000 deposit for a property. My husband is going to be returning to study for the next three years and so we will be a one-income family, on around $110,000.