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Home Loans

Announcement to accept Syrian refugees welcomed

Up to 100 Syrian refugees in need of "urgent protection" from the continuing civil war will resettle in New Zealand as early as this year, the Government has announced.

Christmas job advertisement scammers recruit money mules

The Ministry of Business, Innovation and Employment (MBIE) has warned of a spike in recruitment scams targeting vulnerable job-seekers in the lead up to Christmas.

Kiwibank cuts rate for new construction loans

Kiwibank has reacted immediately to the decision by the Reserve Bank to exempt new residential construction from the lending "speed limits" that restrict low equity lending.

New statistics show fall in high-LVR lending

High loan-to-value ratio (LVR) mortgage lending - otherwise known as low-deposit lending - fell during October, according to new statistics published by the Reserve Bank today.

ASB offering two year home loan rate of 5.99%

For a limited time ASB is offering a special two year fixed home loan rate of 5.59% p.a.

New LVRs 'mean home buyers should seek professional advice'

New loan-to-value ratio (LVR) restrictions mean home buyers should be fully informed before committing to a loan, says mortgage and insurance advisory company, Mortgage Express.

Borrowers urged to talk to their bank as lending limits loom

The New Zealand Bankers’ Association has urged prospective borrowers to talk to their bank as the Reserve Bank’s low equity lending restrictions come into force next week.

Kiwibank makes changes to mortgage rates

Kiwibank has made a number of changes to its fixed mortgage rates, some because of the rising cost of funding and some as a response to the new restrictions on low equity lending.

ASB offers its lowest ever home loan fixed rate

For a limited time ASB is offering a special six month fixed rate of 4.75% p.a., its lowest ever home loan fixed rate.

Home loan affordability worsens as loan limits near

Facing the worst home loan affordability in three years, first home buyers are now having to scramble to get low deposit loans ahead of an expected clampdown by the Reserve Bank.

Westpac launches home loan approval via mobile

In a first for New Zealand and Australia, Westpac NZ customers can apply and secure approval for a home loan within minutes via their mobile phone.

HSBC announces market leading longer home loan fixed rates

HSBC has welcomed a large number of new customers over the last three months, the result of its very successful home loan campaign- and has noted that both existing and new customers are leaning towards two and three year fixed term home loans.

Kiwibank launches special two-year home loan rate

Kiwibank has switched its headline home loan special rate from one year to two years. The new two -year rate of 4.99% p.a. matches the lowest two-year rate last offered by Kiwibank in October 2012. The new rate is a reduction of 0.26%.

Why NZ must harness the 'brain gain' - new research

New Zealand needs to do more to harness the creative, economic potential offered by successful Kiwis returning home after long periods overseas, says a Massey sociologist.

Affordability issues? Let's hope interest rates stay low

Affordability issues? Let’s hope interest rates stay low! If you’re a new homeowner with a large mortgage, you should perhaps be hoping that the economy doesn’t improve too much over the next few years …

HSBC offers NZ's lowest fixed three year rate in a decade

The end of summer is fast approaching, but HSBC Premier is keeping spirits up by dropping its three year home loan rate by 75 basis points to 4.99% per annum - the lowest rate offered by a New Zealand bank in at least a decade.

Kiwibank offers lowest rate ever

Kiwibank has today launched a six month home loan rate of 4.79% p.a., the lowest home rate it has offered since it began operating 11 years ago. The new rate is reduction of 0.46% and is not restricted to new customers, has no minimum lending requirement and no debt/equity restrictions.

OCR unchanged at 2.5 percent

The Reserve Bank today left the Official Cash Rate (OCR) unchanged at 2.5 percent.

Interest rates to stay low for some time: Economists

Home loan borrowers can expect low interest rates for a while yet, if economists polled by www.mortgagerates.co.nz are correct in their predictions. And that is likely to keep the heat in the New Zealand housing market, in Auckland in particular.

Kiwibank drops lending restriction

Kiwibank has today dropped the 30% equity requirement on its 4.99% p.a. specials for six months, one year and two year home loans. The special rates were launched three weeks ago, with the two-year rate significantly lower than competing banks.

ASB cuts rate and adds a free tablet

ASB cuts rate and adds a free tablet
ASB has reduced its 2 year fixed home loan rate from 5.45% to 5.25% per annum, the lowest unrestricted rate on the market.

Kiwibank cuts home loan rates

Kiwibank cuts home loan rates
Kiwibank has cut its six months, one year and two year home loan rates to 4.99 % p.a., effective immediately. The bank requires 30% equity or more in the property to qualify for the rates. The rate cuts are 0.26% for six months and one year and o.46% for two years.

ASB cuts fixed home loan interest rates

ASB is now offering the same great fixed home loan interest rate of 5.45% per annum across all fixed terms of two years and under.

Massive increase in mortgage demand - Veda

Latest data from leading credit bureau Veda shows renewed confidence amongst New Zealanders to borrow for homes and their businesses.

ASB cuts 2 year fixed home loan interest rates

ASB is cutting its 2 year fixed home loan rate from 5.55% to 5.45% per annum.

ASB NZ Olympic special cuts 4 year fixed home rate to 5.79%

To celebrate the launch of the 2012 Olympics and in recognition of our support for the New Zealand Olympic team, ASB is offering a 4 year fixed home loan rate special.

Kiwibank relaunches loan special

Kiwibank relaunches loan special
Kiwibank has relaunched its special fixed rate of 4.99% p.a., but for a shortened term of six months. The original special launched in May this year was for 12 months. The special retains the requirement of 30% or more equity in the property.

Mortgagee sales less than 0.2% of all mortgages

The New Zealand Bankers' Association revealed today that the number of mortgagee sales was less than 0.2% of the total number of mortgages held by New Zealanders.

ASB cuts fixed home loan interest rates

ASB cuts fixed home loan interest rates
ASB is cutting its 6 month and 18 month fixed home loan rates. The new rates are effective tomorrow, Friday 25 May. These cuts follow reductions to the 1, 2, 3, 4 and 5 year fixed home loan rates announced last week.

ASB cuts 4 and 5 year home loan rates

ASB is cutting its 4 and 5 year fixed home loan rates by 40 basis points. The new rates are effective tomorrow, Friday 18 May. These cuts follow reductions to the 1, 2 and 3 year fixed home loan rates, announced earlier this week.

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