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Home Loans

LVR start date deferred until 1 October 2016

The Reserve Bank is deferring the start of the proposed changes to investor loan-to-value restrictions (LVRs) nationwide from 1 September to 1 October 2016, based on feedback from the banking industry from its recent consultation on the proposals.

Kiwibank cuts variable home loan rates

Kiwibank has today cut all its variable rates by between 0.20% and 0.25% following the Reserve Bank’s reduction in the Official Cash Rate.

BNZ cuts interest rates

BNZ has dropped its interest rates in response to today’s decrease in the OCR as follows: - 20 bps off Standard - from 5.99% to 5.79% - 10 bps off TotalMoney - from 5.89% to 5.79% - 14 bps off Rapid Repay - from 5.99%to 5.85%

Kiwibank cuts floating interest rates

Kiwibank has made cuts to variable rates following the 0.25% cut announced this morning by the Reserve Bank. Variable, revolving and offset mortgage rates have all been cut by 0.25% to 5.65% p.a.

ASB lowers 3-year fixed home loan rate

ASB has lowered its 3-year special fixed home loan rate by 0.30% from 4.79% p.a. to 4.49% p.a. The rate change, applied to the three-year fixed rate, celebrates the All Blacks as three-time world champions.

Home loans lasting longer than expected in NZ

Research released by BNZ today reveals New Zealander’s expectations are out of step with reality when it comes to paying off home loans.

Kiwibank cuts all fixed rates

Kiwibank has made cuts to all fixed rates following the 0.25% cut announced yesterday to variable rates. The new rates are: Variable: 5.90% (down 0.25%) Offset mortgage: 5.90% (down 0.25%) Revolving: 5.90% (down 0.25%) 6 month fixed: 5.19% (down 0.10%)

ASB offers special one-year home loan fixed interest rate

ASB has reduced its one-year home loan fixed interest rate special to 4.69% p.a for a limited time.

ASB offers special one-year home loan fixed interest rate

ASB has reduced its one-year home loan fixed interest rate special to 4.89% p.a for a limited time.

ASB lowers home loan fixed interest rates

ASB has lowered a range of its home loan fixed interest rates, including its one year and two year fixed interest rate specials.

RBNZ consulting on proposed changes to LVR loans

The Reserve Bank has published a consultation paper about proposed changes to the rules that banks must follow for high-LVR mortgage loans.

NZFSG to offer BNZ home loans

BNZ home loans will be available to New Zealand Financial Services Group (NZFSG) customers later this year. The partnership announced by the two organisations today marks the first time BNZ has offered its mortgages through a third party in just over 10 years.

ASB cuts three year fixed home loan interest rates

ASB is cutting its three year fixed interest rate special to 5.45%p.a. and its five year fixed interest rate special to 5.65% p.a. It is also dropping its three year fixed interest rate to 6.29%.

ASB cuts its five-year fixed interest rate special

ASB is cutting its five-year fixed interest rate special to 5.75% p.a. and has dropped its two-year fixed rate special to 5.39% p.a.

Kiwibank cuts longer-term mortgage rates

Kiwibank is cutting its three, four and five-year mortgage rates effective on Monday February 16, 2015. The three-year rate drops 34 points to 5.55% p.a.; four years down 40 points to 5.99% and five years down 10 points to 5.79%.

TSB Bank launches 10 year fixed rate home loan

TSB Bank has today announced its offer of a 10 year fixed rate home loan, a first for the New Zealand market. The fixed rate of 5.89 per cent per annum for residential and investment property loans is available for buyers with a minimum deposit of 20 per cent.

Kiwibank cuts two-year mortgage rate

Kiwibank has kicked off its 2015 mortgage campaign with a two-year mortgage rate cut from 5.75% p.a. to 5.55% p.a. The bank is also offering a cash incentive of $2015 for all new home lending over $100,000 (minimum 20% equity).

ASB lowers fixed home loan interest rates

ASB has lowered a range of fixed interest rates for terms longer than 6 months and introduced a new four year fixed interest rate special. 6 months fixed rate, 5.80%, No change 1 year fixed rate, 5.99%, -0.10% 1 year fixed rate special, 5.70%, No change

NZ home loan affordability flat as house prices stagnate

Home loan affordability was flat across most of New Zealand in September after the national median house price and interest rates were unchanged.

NZ home loan affordability improves in August

Home loan affordability improved in August for the third consecutive month as lower interest rates and reduced mortgage payments more than offset a slight rise in house prices.

Kiwibank raises floating loan and deposit rates

Kiwibank has raised its variable interest rates from 6.40% p.a. to 6.65% p.a. The increase is effective tomorrow (July 30) for new customers and August 12 for existing customers.

HSBC offers 5.85% per annum three-year home loan rate

HSBC New Zealand, the global bank for New Zealanders, announces that it has reduced its HSBC Premier three-year fixed home loan rate by 0.4% to 5.85% per annum.

ASB announces five year fixed rate special

ASB is introducing a new five year fixed rate special of 6.85% p.a.

ASB cuts one year fixed home loan rate

ASB is cutting its one year fixed home loan interest rate to 5.85% p.a., and introducing a new two year fixed rate special of 5.89% p.a.

NZ home loan affordability improves slightly

Home loan affordability improved slightly across most of New Zealand in April as a fall in median house prices was enough to offset the effects of a second rise in floating mortgage rates in as many months.

Canstar releases home loan star ratings report

CANSTAR releases annual home loan star ratings report today, assessing 95 home loans from 10 lenders.

ASB offers one month interest free on new lending

ASB is celebrating the success of ASB’s award-winning Like Loan innovation by offering one month interest free on all new lending over $100,000 on a new three-year fixed term special.

HSBC offers two-year fixed home loan rate of 5.79%

HSBC New Zealand announces that it has reduced its HSBC Premier two-year fixed home loan rate by 0.5% to 5.79% per annum. This is the lowest two-year fixed residential mortgage rate currently being offered by a bank on the New Zealand market-.

Kiwibank increases home loan interest rates

Kiwibank has announced a number of changes to home loan and Term Deposit rates in response to higher costs of funding and the increase in the Official Cash Rate.

ASB offers special 18-month home loan fixed rate

For a limited time, ASB is offering a special 18-month fixed rate of 5.69% p.a.

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