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Managing Money

Saving Money in the Kitchen

I recently embarked on a diet that involved a lot of protein, consequently I was making myself a one egg omelette every morning for breakfast (talk about “frugal living” – this diet was particularly frugal on the variety).  Using our large frypan for this meagre meal seemed a little ridiculou

Saving Money – Changing your Spending Habits

Changing your spending habits, just like changing any habit, can be difficult – maybe even painful.  Ultimately though, just how difficult and just how painful will be up to you.

Saving Money on Meals – Meat-Free Week

If you take a look at your weekly grocery docket from the supermarket and add up the price of your meat purchases, chances are (assuming you’re not a vegetarian) it comes to a significant amount – in fact, depending on the size of your family, you could be looking at around $50-60 per week (or m

Frugal Living – Power in Numbers

If saving money or the idea of frugal living is new to you and you’re just starting out on your quest for a more profitable way of life – you may feel as though you’re the only Frugal McDougall on the planet.  Rest assured you are not.  As always the power of the internet can bring you in co

Saving Money On Books – The World’s Cheapest Books

Before we get started, I want you to walk over to your bookshelf or shelves and take a good look.   How many books are there?   How many of them have you read or referred to in the past 6 months, or even the past year.   Grab one at random and flip over to the back cover – does it still have

Saving Money - Knowing Your Habits

Ever heard the saying, “Watch your pennies and the pounds will take care of themselves.”?  Most of us fritter away our money in many different places – it doesn’t go in large lump sums (although it can) - it disappears quietly with that $5 cup of coffee on the way to work, a snack from the

Feeding The Family For Less (Making The Most Out Of Mince)

Aah, mince – it has long been one of the more economical choices in the meat section - an old favourite with families who are on a monetary diet.    Luckily, it’s also probably one, if not THE, most versatile sources of protein from your supermarket’s butchery.

Saving on Electrical Goods – The Easy Way

Here is the one step, no hassle, works-every-time way to save on electrical goods.  Are you ready?
The easy way to save money on electrical goods is...drum roll please....ASK.

It’s that diabolically simple.

Zero Dollar Christmas Gifts

When I stand in the queue at my local supermarket, I’m amazed at just how many people say “No” when the operator prompts them for a Flybuys card.   Flybuys = Zero Dollar Christmas Gifts!   

Let Us Save You Money on your Food Bill

For starters, “let us” save you on lettuce!  OK, apologies for the poor pun.  But while we’re on bad jokes, you’d have to agree the price on a simple lettuce is not very funny either.  The shelf price on lettuce in NZ has risen by over a dollar in 12 months and the price of a bag of “go

Adorable, Affordable Christmas Gifts Under $20

The number one rule of gift shopping on a budget is SHOP EARLY.    The closer you get to Christmas, the less time you have, the more desperate you become and the more likely you are to blow your budget on something, ANYTHING that will cross one more name off your list.    I know, becaus

The Zen of Frugal Living

The Zen of Frugal Living
Let’s try a little word association.

How to Minimise Student Loan Debt

With the exception of a mortgage, a student loan is likely to be the biggest debt you get yourself into during your life. And while it is currently interest free, it is still a big financial burden.

Top Tips for Making Cost Cutting Easy

Six weeks ago I embarked on a budget plan to slash my $6000 debt as soon as possible. A budget is a great start to getting rid of debt or to begin saving, however sticking to it can be challenging.

How To Get A Better Deal On Bank Fees And Power Charges

Bills and bank fees are like taxes - we have to pay them whether we want to or not. While we can’t avoid them, we can minimise them and get a better deal. I’ve been looking around to see how I can get the best deal on both my power bill and bank fees.

Cutting Costs - Avoiding a Huge Power Bill

To say things aren’t getting any cheaper would be an understatement. Even so, I was still shocked when I got my power bill. A grand total of $175 for 27 days - for two people!

Cutting Costs – How I Halved My Food Bill

Food prices rose another one percent in May, bringing the total increase to seven percent over the past year. This is bad news for everyone, but it is especially bad news for those already trying to cut back on spending - like me!

The Psychology Of Budgeting – aka How To Avoid Spending What You Should Be Saving

When it comes to paying off debt, setting a budget is the easy part. Sticking to it is what’s challenging. For me, just walking the streets is dangerous. Why? Because it’s sale season!

One Girl’s Guide To Get Out Of Debt Quick

Last week I confessed my debts – at a grand total of around $6000 (and that doesn’t include my student loan….). However confessions are empty without redemption, so, after a weekend of spending (whoops) I’m on a diet – a money diet – to get out of debt quick.

The Before Story – How I Was Feeling

The Before Story – How I Was Feeling
Until a couple of months ago I was freaked out and stressed about my finances and had been for many years. Check out my background story for the sorry details of why.

50 Tips For Grocery Shopping

50 Tips For Grocery Shopping
As you might already know, I've got a big family — the wife and I plus six rugrats. Plus a cat and a dog. We can go through an awful lot of food. Groceries (along with the rent and car and gas) are one of our biggest expenses.

A Budget You Can Live With

For most people, the budget process has always been simple: Step 1:  Locate hammer. Step 2:  Smash hammer into head until unconscious. Step 3:  Wake up and go spend money how you please.

How to Save Money And The Environment

Making a donation to your favourite advocacy group isn't the only way you can help the environment.  In fact, some of the things you can do will actually save you money.... Your Car

Virgo Money Profile

The stars are speaking in dollar signs this year for all you Virgo’s.  That is because Virgo has specific characteristics which can easily contribute to better money making skills if they are used properly. 

Taurus Money Profile

For Taurus, the practical minded bull with a touch of a romantic side, the stars may just be in your favor this year when it comes to finances. 

Scorpio Money Profile

The stars are screaming Yes! Yes! Yes! this year for all you Scorpio’s out there. That is because Scorpio rules the zodiac in terms of money. 

Sagittarius Money Profile

Sagittarius possess qualities that can be aptly applied to business and finance so as to achieve optimum results in the pocketbook. 

Pisces Money Profile

Libra Money Profile

The stars are speaking pretty loudly this year for all you Libra’s out there.

Leo Money Profile

For those of you with the Lion as your Zodiac mascot, the stars have a lot to say about your finances this year.

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