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Managing Money

Frugal McDougall vs Lavish McTavish

Frugal McDougall vs Lavish McTavish
In a wee Scottish village far, far away, lived two clans – the McDougalls and the McTavishs. This is their story.  Funnily enough, it’s also your story and you get to decide how it ends.  (I feel a parable coming on!)

It’s HOW not WHAT this Mothers Day

Although the world is “economically-troubled” at the moment, for many of us, there is still not too much that we don’t have or can’t buy if we want.  So when your mother says those annoying words - “I’ve got all I want” - she’s probably telling the truth.   So it’s not WHAT you

The Science of Supermarket Shopping

The Science of Supermarket Shopping
Just as supermarkets have a science to the way they set up their displays (in fact, people study it at uni) and just as brands pay big dollars to get their product on the shelf that’s at eye level - there is a science and a strategy you can put into play to save money shopping.

Frugal Fancy Dress

Frugal Fancy Dress
There’s no doubt fancy dress makes for a great party - there’s nothing quite like the escapism of dressing up and becoming your favourite film star for the night.   However, hiring professional costumes can get mighty expensive.  Here are a couple of costumes that won’t cost a lot!

The Conspiracy of Spending

The Conspiracy of Spending
When you’re trying to live the frugal life and save money wherever you can – you may feel as though you’re swimming against a very strong tide.  Our whole western society is geared to spend, spend, spend – so is NOT spending right now unpatriotic?

The Uni Student’s Guide to Eating on a Budget

The Uni Student’s Guide to Eating on a Budget
If anyone knows about stretching a dollar, it’s university students.  If there’s a bargain on food, clothes, entertainment or alcohol – chances are these seasoned penny-pinchers, used to living on a shoestring, can point you in the right direction.

Is it Smarter to Barter?

Dollars and cents aren’t the only currency.  Long before there was money, there was bartering - the exchange of one service for another.  So if you have a trade or skill, why not use it to achieve your goals?

Energy – Use a Little to Save a Lot

Energy – Use a Little to Save a Lot
Do you really know how much electricity your household consumes on any given day?  At any given moment?  Instead of crossing your fingers and waiting for the bill to arrive, why not get technology on your side and put the power to save back in your hands.

Take a Financial Reality Check

We’re already in April – the year is flying and before you know it will be May.  Almost half the year has disappeared in the blink of an eye.  Has your money done the same thing?  Do you know how much money you have?   Why not take stock now.

Spend Time Not Money

Spend Time Not Money
Do you ever spend money incidentally, because you’re looking for something to do?  Turning back to the simple things in life won’t just save you money but also enrich your relationships.

Waste Less, Save More

Waste Less, Save More
When you can’t or don’t want to exchange the product you’re using for a cheaper product – there are still ways you can save money – by using your preferred brand more fully!  Here are four frugal living tips I managed to google across today that fall into the “Oh, really!  Never though

Pest & Pesticide Free Gardens

 Pest & Pesticide Free Gardens
Growing your own vegetables is a great money saving tip – but the cost of pesticides (to your pocket, your health and the earth) can be pretty steep.   Luckily there are eco-friendly ways to save your money and your conscience.

Money on the Side - Second Income Ideas

Money on the Side - Second Income Ideas
Before you get to save money – you’ve got to have it in the first place.  If you want to increase the dollars coming in, here are some good old-fashioned ways to make extra cash!  And there’s not an email / internet work from home scam in sight.

Time is Money – So Save As Much As You Can!

 Time is Money – So Save As Much As You Can!
Whether you are Bill Gates or a stay-at-home mum, TIME is the one thing we all have exactly the same amount of.   It’s what we choose to do with it that makes us a success or failure.   Here are five simple things you can do to streamline your life and cut your stress!

A Housework Hint from a Serial Procrastinator

A Housework Hint from a Serial Procrastinator
Do you put off your housework until the house is such a mess it can take you a whole day to clean it up?  Do you avoid washing up and then waste money on takeaway because you can’t be bothered looking at the kitchen?  Here are a few tips from one procrastinator to another to help you save time a

Vinegar – The Wonder Liquid

Vinegar – The Wonder Liquid
Vinegar - It’s not just for your fish and chips, this humble liquid made from fermented wine is possibly one of THE most versatile cleaning products you’ll ever have in your home.  So clear your cupboards of expensive cleaning products and replace them with a bottle (or five!) of white vinegar!

Everyday Saving with the World Wide Web

Everyday Saving with the World Wide Web
If you want to save money – you’re already in the perfect position to do it, right in front of your computer with a world of information and money saving features at your fingertips.  Are you making the most of what the web has to offer in the way of saving money?

The Frugal Female’s Guide to Pampering

The Frugal Female’s Guide to Pampering
Just because you’ve decided to live a more frugal life, doesn’t mean you have to miss out on life’s little pleasures.  You just need to look outside the salon to find them.

Saving Money on Weight Loss

 Saving Money on Weight Loss
If you’ve ever spent money on weight loss programs, pills, shakes, energy bars or the like – and you DIDN’T succeed in the long run, don’t be surprised, the world is full of us.   The ultimate solution to weight loss is completely free.

Here’s to Saving Money on Alcohol!

Here’s to Saving Money on Alcohol!
Throwing a dinner party, hosting a wedding reception, getting the team over to watch the big game or just wanting to save some money on your nightly glass of red with dinner, why not shout yourself a new hobby?

Saving Money on Cigarettes

  Saving Money on Cigarettes
The simple answer is “don’t smoke”. Yeah right!! Anyone who has ever tried to stop smoking knows that it can be much easier said that done. Here’s the way I finally kicked the habit after 20-something years.

Garage Sale or Ebay?

Garage Sale or Ebay?
Got some gear you’d like to sell?  Is the garage sale really “so last century” or should you consider selling old-school style rather than selling online?

Free Movies for Months

Free Movies for Months
If the line up on free-to-air television has you considering busting your budget and giving in to pay TV – DON’T sign up just yet.  Sensational (and free) silver-screen entertainment is just around the corner!

Propagate and Save

Propagate and Save
Money doesn’t grow on trees – and luckily growing trees doesn’t have to cost you money either!  To save money in the garden all you need is a set of secateurs, some potting mix and a little patience.

Saving on Entertainment - Some Pot Luck

Saving on Entertainment - Some Pot Luck
Here’s a little hotch-potch of entertainment tips, that means you can have a social life without affecting your savings life.

Saving Time and Money in the Laundry

Saving Time and Money in the Laundry
As the Vatican’s controversial “Washing Machine Emancipates Women” headline hit the media this week on International Women’s Day – I thought a couple of hints on saving time and money in the laundry might be quite timely – perhaps even, dare I say..liberating!

Why Buy When You Can Borrow?

Want to save money on appliances?  Unless you live next door to Homer Simpson – there’s no reason you shouldn’t consider borrowing instead of buying!

Keeping Track of Your Savings

 Keeping Track of Your Savings
Money - how to get it, how to save it, how to manage it is on the minds of millions around the world.  So if you’ve made the decision to get out of the red and into the black there are many ways to help you track your progress.

Homemade Pine Cone Fire Starters

Homemade Pine Cone Fire Starters
There’s no better gift than hand-made - any gift that shows thought (it’s what counts remember), imagination and effort is sure to be a winner with the receiver.

Getting the Saving Psyche

Getting the Saving Psyche
Saving money is a habit.   Breaking the habit of spending, or beginning the habit of saving is a bit like giving up smoking – not all ways work for all people, you need to find a way that works for you.  Here are some ways other people choose to save, that might help you get started.

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