Should you pay off your debt faster or start saving now? As a rule, it makes sense to try to pay back your loans as fast as possible before you start saving – particularly if you have high interest debt like hire purchase or credit cards.

Here you can find out which organisations provide KiwiSaver schemes for each risk profile:

Get the answers to some key questions about KiwiSaver:  

KiwiSaver is a government savings scheme designed to help New Zealanders save for their retirement.  

By Leo Babauta Building up an emergency fund, if you haven’t already, is one of the most important things you can do to help your finances. But you knew that.

Every New Zealander under 65 will benefit from joining KiwiSaver, including newborns. But the rules - and how to make the most of them - are different for children, and many readers have questions about that. Here are a couple:

Judging by readers' questions, confusion reigns about the government's KiwiSaver tax credits, which match members' contributions up to $20 a week or $1042.86 a year.