Guide2.co.nz - Home Loans Guides Feed

Should You Buy A Home?

Tue, 17 Jun 2008 13:56:45 +1200

With house prices what they are, many people are asking the question: Should I buy now? Should I buy at all?

How Do I Choose A Mortgage?

Mon, 09 Jun 2008 10:14:03 +1200

The biggest question most homeowners will face this year is whether to choose a fixed-rate or variable-rate loan.

Guide To Mortgages For Investors

Fri, 16 May 2008 12:48:07 +1200

Many people borrow money to buy investment properties, aiming to benefit from rising property values or to earn rental income.

Questions To Ask A Mortgage Broker

Mon, 28 Apr 2008 09:54:57 +1200

There are no regulations stating what information mortgage brokers have to tell you – it’s up to you to find out about their services and their background. Here are five questions you could ask:

How many lenders do you work with, and who are they?

Questions To Ask A Lender

Thu, 17 Apr 2008 13:29:40 +1200

It is important that you know just what you can and can’t do with a loan, and what the costs are, before you sign up.

What fees do you charge?

Home Loan Fees and Interest Rates

Tue, 08 Apr 2008 13:07:14 +1200

The price for a home loan and all the features it offers comes in the form
of interest and fees. Some lenders provide details of these in their
brochures, and many give current charges on their websites.

These are the specific costs you need to check:

Managing Your Mortgage

Tue, 08 Apr 2008 13:04:51 +1200

Once your mortgage is in place, there are steps you can take to make sure it is always working for you as well as it can.

In this section, you'll find information about:

Striking a Mortgage Deal

Tue, 08 Apr 2008 13:01:45 +1200

The
ideal mortgage contract has benefits for both sides: you get a loan to
match your needs at a competitive price, and the lender gets some
long-term business. Look at it as a deal where you can negotiate.

Knowing what you want

Special Types of Home Loan Lending

Tue, 08 Apr 2008 11:23:31 +1200

Alongside
the more popular lending types there are also some special types of
lending for people in different situations and stages of life.

'Low doc' or 'No doc' mortgages
Bridging finance and second mortgages
Equity release

Types Of Home Loan

Tue, 08 Apr 2008 11:20:10 +1200

When you're choosing a home loan, there are two big decisions you need to make: