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 <title>One Girl’s Guide To Get Out Of Debt Quick </title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/one-girl%E2%80%99s-guide-to-get-out-of-debt-quick/42/1297</link>
 <description>&lt;p&gt;
Last week I confessed my debts – at a grand total of around $6000 (and that doesn’t include my student loan….). However confessions are empty without redemption, so, after a weekend of spending (whoops) I’m on a diet – a money diet – to get out of debt quick.
&lt;/p&gt;
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 <pubDate>Wed, 04 Jun 2008 22:03:52 +1200</pubDate>
 <creator>Nicola Graham</creator>
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<item>
 <title>The Psychology Of Budgeting – aka How To Avoid Spending What You Should Be Saving</title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/the-psychology-of-budgeting-%E2%80%93-aka-how-to-avoid-spending-what-you-should-be-saving/42/1397</link>
 <description>&lt;p&gt;When it comes to paying off debt, setting a budget is the easy part. Sticking to it is what’s challenging. For me, just walking the streets is dangerous. Why? Because it’s sale season!&lt;/p&gt;
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 <pubDate>Wed, 11 Jun 2008 21:22:43 +1200</pubDate>
 <creator>Nicola Graham</creator>
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<item>
 <title>Cutting Costs – How I Halved My Food Bill </title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/cutting-costs-%E2%80%93-how-i-halved-my-food-bill/42/1509</link>
 <description>&lt;p&gt;Food prices rose another one percent in May, bringing the total increase to seven percent over the past year. This is bad news for everyone, but it is especially bad news for those already trying to cut back on spending - like me!&lt;/p&gt;
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 <pubDate>Thu, 19 Jun 2008 21:32:53 +1200</pubDate>
 <creator>Nicola Graham</creator>
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<item>
 <title>Cutting Costs - Avoiding a Huge Power Bill</title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/cutting-costs-avoiding-a-huge-power-bill/42/1585</link>
 <description>&lt;p&gt;To say things aren’t getting any cheaper would be an understatement. Even so, I was still shocked when I got my power bill. A grand total of $175 for 27 days - for two people!&lt;/p&gt;
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 <pubDate>Wed, 25 Jun 2008 21:05:03 +1200</pubDate>
 <creator>Nicola Graham</creator>
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<item>
 <title>How To Get A Better Deal On Bank Fees And Power Charges</title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/how-to-get-a-better-deal-on-bank-fees-and-power-charges/42/1708</link>
 <description>&lt;p&gt;
Bills and bank fees are like taxes - we have to pay them whether we want to or not.  While we can’t avoid them, we can minimise them and get a better deal. I’ve been looking around to see how I can get the best deal on both my power bill and bank fees.&lt;/p&gt;
</description>
 <pubDate>Thu, 03 Jul 2008 20:41:49 +1200</pubDate>
 <creator>Nicola Graham</creator>
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<item>
 <title>Top Tips for Making Cost Cutting Easy</title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/top-tips-for-making-cost-cutting-easy/42/1794</link>
 <description>&lt;p&gt;Six weeks ago I embarked on a budget plan to slash my $6000 debt as soon as possible.  A budget is a great start to getting rid of debt or to begin saving, however sticking to it can be challenging.&lt;/p&gt;
</description>
 <pubDate>Thu, 10 Jul 2008 21:03:35 +1200</pubDate>
 <creator>Nicola Graham</creator>
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<item>
 <title>How to Minimise Student Loan Debt </title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/how-to-minimise-student-loan-debt/42/1853</link>
 <description>&lt;p&gt;With the exception of a mortgage, a student loan is likely to be the biggest debt you get yourself into during your life. And while it is currently interest free, it is still a big financial burden.&lt;/p&gt;
</description>
 <pubDate>Thu, 17 Jul 2008 08:04:16 +1200</pubDate>
 <creator>Nicola Graham</creator>
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<item>
 <title>The Zen of Frugal Living</title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/the-zen-of-frugal-living/82/4013</link>
 <description>&lt;p&gt;Let’s try a little word association.&lt;/p&gt;
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 <pubDate>Wed, 19 Nov 2008 21:00:54 +1300</pubDate>
 <creator>Ruth Brown</creator>
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<item>
 <title>Adorable, Affordable Christmas Gifts Under $20</title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/adorable-affordable-christmas-gifts-under-20/82/4074</link>
 <description>&lt;p&gt;The number one rule of gift shopping on a budget is &lt;b&gt;SHOP EARLY&lt;/b&gt;.    The closer you get to Christmas, the less time you have, the more desperate you become and the more likely you are to blow your budget on something, ANYTHING that will cross one more name off your list.    I know, becaus&lt;/p&gt;
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 <pubDate>Fri, 21 Nov 2008 13:52:01 +1300</pubDate>
 <creator>Ruth Brown</creator>
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<item>
 <title>Let Us Save You Money on your Food Bill</title>
 <link>http://www.guide2.co.nz/money/guides/managing-money/let-us-save-you-money-on-your-food-bill/82/4118</link>
 <description>&lt;p&gt;For starters, “let us” save you on lettuce!  OK, apologies for the poor pun.  But while we’re on bad jokes, you’d have to agree the price on a simple lettuce is not very funny either.  The shelf price on lettuce in NZ has risen by over a dollar in 12 months and the price of a bag of “go&lt;/p&gt;
</description>
 <pubDate>Mon, 24 Nov 2008 14:26:29 +1300</pubDate>
 <creator>Ruth Brown</creator>
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