Our low fee credit card account with up to 55 days interest free credit.
Receive these credit card services and benefits
up to 55 days interest free credit on purchases
special interest rate on balances transferred from another bank’s credit card
Increased card security with an embedded microchip
access your credit card and other Westpac accounts at ATMs and EFTPOS outlets
manage your credit card account online anytime with Westpac Online Banking
flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full
special deals for 18-24 year olds
your MasterCard gives you worldwide acceptance at over 30 million locations
joint/additional card available from only $15 per year.
| Product details | ||
|---|---|---|
| Institution | Westpac | |
| Card Type | Credit | |
| Status | Standard | |
| Issuer | MasterCard | |
| Purchase Rate | 19.95% | |
| Annual Fee | $29 | |
| Features | Interest Free Days | |
| Interest Free Days | 55 | |
| Balance Transfer Rate | 5.95% | |
| Balance Transfer Term | ||
| Reward Points per Dollar | ||
| Lifetime of points | ||
| Minimum Payment | The greater of $5 or 2% of the closing balance of your statement | |
| Late Payment Fee | $9 | |
| Cash Adv. Rate | 22.45% | |
| Over Limit Fee | $9 | |
| Bank ATM Fee | $2 | |
| Other NZ Bank ATM Fee | $2 | |
| Teller-Assisted Fee | $2 | |
| Overseas ATM Withdrawal Fee | $8 | |
| Overseas ATM Balance | $8 | |
| Duplicate Statement Fee | $5 | |
| Replacement Card Fee | $15 | |
| Additional Card Fee (per card) | $15 | |
| Apply | ||
Compare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.
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