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Westpac Gold Visa

Product description

If you're planning overseas travel, a Westpac Gold credit card account could be one of your best options.

Reward yourself with a world of credit card benefits:

Access to a higher credit limit

Up to 55 days interest free credit on purchases

Up to 35 days travel insurance per round trip when:

A minimum NZ$250 of your travel costs is pre-paid with your Gold credit card if travelling to Australia and South Pacific Islands

A minimum NZ$500 of your travel costs is pre-paid with your Gold credit card if traveling to other international destinations

If cover is required for your spouse and/or dependent children that are accompanying you on the journey, the total pre-paid costs for the entire family must equal at least $1,000 (or $500 if travelling to only Australia and/or a South Pacific Island)

Increased card security with an embedded microchip

Access your credit card and other Westpac accounts at ATMs and EFTPOS outlets

Manage your credit card account online anytime with Westpac Online Banking

Flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full

Purchase Protection and Extended Warranty Insurance cover - Pay for your purchases in full with your Gold credit card to receive 90 consecutive days Purchase Protection Insurance, which covers purchases that are lost, damaged or stolen. Plus up to 12 months extra warranty with Extended Warranty Insurance.

Worldwide acceptance at over 30 million locations

Joint/additional card available from only $15 per year

Access to offers from American Express Selects

Product details
Card TypeCredit
Purchase Rate19.95%
Annual Fee$70
FeaturesInterest Free Days
Interest Free Days55
Balance Transfer Rate5.95%
Balance Transfer Term
Reward Points per Dollar
Lifetime of points
Minimum PaymentThe greater of $5 or 2% of the closing balance of your statement
Late Payment Fee$9
Cash Adv. Rate22.45%
Over Limit Fee$9
Bank ATM Fee$2
Other NZ Bank ATM Fee$2
Teller-Assisted Fee$2
Overseas ATM Withdrawal Fee$8
Overseas ATM Balance$8
Duplicate Statement Fee$5
Replacement Card Fee$15
Additional Card Fee (per card)$15

Credit Card Comparison TablesCompare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.

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