If you're planning overseas travel, a Westpac Gold credit card account could be one of your best options.
Reward yourself with a world of credit card benefits:
access to a higher credit limit
up to 55 days interest free credit on purchases
up to 35 days travel insurance per round trip when:
a minimum NZ$250 of your travel costs is pre-paid with your Gold credit card if travelling to Australia and South Pacific Islands
a minimum NZ$500 of your travel costs is pre-paid with your Gold credit card if traveling to other international destinations
if cover is required for your spouse and/or dependent children that are accompanying you on the journey, the total pre-paid costs for the entire family must equal at least $1,000 (or $500 if travelling to only Australia and/or a South Pacific Island)
Increased card security with an embedded microchip
access your credit card and other Westpac accounts at ATMs and EFTPOS outlets
manage your credit card account online anytime with Westpac Online Banking
flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full
Purchase Protection and Extended Warranty Insurance cover - Pay for your purchases in full with your Gold credit card to receive 90 consecutive days Purchase Protection Insurance, which covers purchases that are lost, damaged or stolen. Plus up to 12 months extra warranty with Extended Warranty Insurance.
worldwide acceptance at over 30 million locations
joint/additional card available from only $15 per year
access to special ticket offers from MasterCard Applause
exclusive lifestyle experiences with MasterCard Moments
access to offers from American Express Selects
Product details | ||
---|---|---|
Institution | Westpac | |
Card Type | Credit | |
Status | Gold | |
Issuer | MasterCard | |
Purchase Rate | 19.95% | |
Annual Fee | $70 | |
Features | Interest Free Days | |
Interest Free Days | 55 | |
Balance Transfer Rate | 5.95% | |
Balance Transfer Term | ||
Reward Points per Dollar | ||
Lifetime of points | ||
Minimum Payment | The greater of $5 or 2% of the closing balance of your statement | |
Late Payment Fee | $9 | |
Cash Adv. Rate | 22.45% | |
Over Limit Fee | $9 | |
Bank ATM Fee | $2 | |
Other NZ Bank ATM Fee | $2 | |
Teller-Assisted Fee | $2 | |
Overseas ATM Withdrawal Fee | $8 | |
Overseas ATM Balance | $8 | |
Duplicate Statement Fee | $5 | |
Replacement Card Fee | $15 | |
Additional Card Fee (per card) | $15 | |
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