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Westpac Low Interest MasterCard

Product description

The Westpac Low Interest MasterCard is one of the best credit cards to use as a convenient way of keeping the cost of borrowing down.

Your Westpac Low Interest MasterCard offers

a low interest rate
up to 55 days interest-free credit on purchases
Increased card security with an embedded microchip
access to your credit card and other Westpac accounts at ATMs and EFTPOS outlets or online anytime
flexible credit card payment options – just meet the minimum payment amount each month, or pay your balance in full
worldwide acceptance at over 30 million locations
joint/additional card available from $15 per year
24-hour emergency credit card assistance

Use your low interest credit card

to purchase big ticket items
as an alternative to hire purchase
as an easy and smart way to consolidate debt

Product details
Card TypeCredit
Purchase Rate12.95%
Annual Fee$65
FeaturesInterest Free Days
Interest Free Days55
Balance Transfer Rate5.95%
Balance Transfer Term
Reward Points per Dollar
Lifetime of points
Minimum PaymentThe greater of $5 or 2% of the closing balance of your statement
Late Payment Fee$9
Cash Adv. Rate22.45%
Over Limit Fee$9
Bank ATM Fee$2
Other NZ Bank ATM Fee$2
Teller-Assisted Fee$2
Overseas ATM Withdrawal Fee$8
Overseas ATM Balance$8
Duplicate Statement Fee$5
Replacement Card Fee$15
Additional Card Fee (per card)$15

Credit Card Comparison TablesCompare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.

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