The Warehouse have a MasterCard that takes a balanced approach - low fees, low charges and membership to our My Rewards programme.
With My Warehouse Account you have the convenience of checking your account online, you can check your balance online, view your transactions and manage and redeem your My Rewards Points online.
Every Rewards MasterCard is enrolled for free into the My Rewards programme and there are no ongoing annual membership fees. It is easy to earn My Rewards Points at over 29 million locations worldwide and earn Double My Rewards Points when you shop at The Warehouse, Warehouse Stationery or Mobil Service Stations. The Rewards vouchers are sent to you automatically.
Every dollar you spend on your Rewards MasterCard here and overseas earns you My Rewards Points that can be built up to redeem for Rewards vouchers. You get 1 My Rewards Point for every dollar you spend.
With My Rewards Points, we reward you for shopping at The Warehouse. You can maximise your My Rewards Points by using your card for purchases at The Warehouse, thewarehouse.co.nz, Warehouse Stationery and Mobil service stations in New Zealand. You’ll earn 2 My Rewards Points for every $1 spent on purchases.
The Warehouse Low Interest MasterCard is issued by The Warehouse Financial Services Limited in affiliation with Westpac New Zealand Limited.
|Institution||The Warehouse |
|Card Type||Credit |
|Purchase Rate||19.8% |
|Annual Fee||$34 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate||5.99% |
|Balance Transfer Term||6 months |
|Reward Points per Dollar||1 |
|Lifetime of points||36 months |
|Minimum Payment||The greater of $5 or 2% of the closing balance of your statement |
|Late Payment Fee||$25 |
|Cash Adv. Rate||21.99% |
|Over Limit Fee||$20 |
|Bank ATM Fee||$2 |
|Other NZ Bank ATM Fee||$2 |
|Teller-Assisted Fee||$2 |
|Overseas ATM Withdrawal Fee||$7 |
|Overseas ATM Balance||$7 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$0 |