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The Warehouse Low Interest MasterCard

Product description

A Low Interest MasterCard is a great credit card if you wish to manage a large outstanding credit card balance, or consolidate your debt. Or if you need to make a large purchase that you know you cannot pay off in one go at the end of the month.

With My Warehouse Account you have the convenience of checking your account online, you can check your balance online and view your transactions

Your Low Interest MasterCard is also the gateway to preferred customer service at The Warehouse stores. You'll be invited to exclusive cardholder shopping events, such as sale previews and other special savings offers. You'll need to give us your email address after you receive your card.

The Warehouse Low Interest MasterCard has a low interest rate for purchases of 12.90% p.a. - to help make paying off your credit card over a longer timeframe that bit easier.

You'll pay 21.99% p.a. on cash advances (cash withdrawals from your credit card account). Interest is charged on cash advances from the day you take the money out and a cash advance fee applies.

At home, online at the mall or abroad, The Warehouse Low Interest MasterCard works just like any other credit card. In fact, you can use your card at over 29 million merchants worldwide, and with a PIN you can access cash at ATMs.

If within 60 days of being sent your The Warehouse Low Interest MasterCard you change your mind, we can close your account and refund the account fee. You will be required to pay any outstanding balance at the time of closure.

The Warehouse Low Interest MasterCard is issued by The Warehouse Financial Services Limited in affiliation with Westpac New Zealand Limited.

Product details
InstitutionThe Warehouse
Card TypeCredit
Purchase Rate12.9%
Annual Fee$65
FeaturesInterest Free Days
Interest Free Days55
Balance Transfer Rate5.99%
Balance Transfer Term6 months
Reward Points per Dollar
Lifetime of points
Minimum PaymentThe greater of $5 or 2% of the closing balance of your statement
Late Payment Fee$25
Cash Adv. Rate17.9%
Over Limit Fee$20
Bank ATM Fee$2
Other NZ Bank ATM Fee$2
Teller-Assisted Fee$2
Overseas ATM Withdrawal Fee$7
Overseas ATM Balance$7
Duplicate Statement Fee$5
Replacement Card Fee$10
Additional Card Fee (per card)$10

Credit Card Comparison TablesCompare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.

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