Thoroughbred Card is your rewards, credit card and cash card, plus a phone and Online Banking card all in one.

CashBack Rewards - receive up to 1% cash back for the first $30,000 (spend $8,000 and over per year) you spend on purchases with your credit card during a 12 month period, and you only need to spend $2,000 per year to qualify (spend $2,000 - $7,900 per year and receive 0.5% cash back).

Access to your current account and savings accounts by ATM and EFTPOS.

Up to 55 days interest-free credit.

Thoroughbred Global Services - exclusive access to 24 hour premium travel advice and emergency assistance when travelling overseas.

Travel Accident Insurance - cover in New Zealand and overseas.

Convenient payment options. You can choose to pay by direct debit, automatic payment, touchtone phone banking, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through touchtone phone banking or Online Banking.