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National Bank Platinum Visa

Product description

Designed with the more discerning in mind, the National Bank Platinum Visa does more for you by offering a host of exclusive benefits and rewards, as well as all the features you'd expect from a world-class credit card.

Platinum Rewards - two Platinum Points for every dollar you spend on eligible purchases with a great range of premium rewards to redeem them on. There is no limit to the amount of Platinum Points you can earn.

Secure Sentinel - complimentary membership to protect your important personal possessions.

Visa Concierge Service - a lifestyle concierge on hand to help you organise memorable travel and entertainment experiences both here and overseas.

Complimentary Overseas Travel Insurance* - extensive cover for you and your family with emergency and traveller benefits.

Up to 44 days interest-free credit.

Up to three complimentary additional cards on your account for your spouse, partner or other family members.

You can load your primary current or savings accounts onto your card to access them through thousands of ATMs around the world showing the PLUS symbol.

Convenient payment options. You can choose to pay by direct debit, automatic payment, touchtone phone banking, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through touchtone phone banking or Online Banking.

Product details
InstitutionThe National Bank
Card TypeCredit
Purchase Rate18.95%
Annual Fee$195
FeaturesInterest Free Days
Rewards Program
Interest Free Days44
Balance Transfer Rate5.95%
Balance Transfer Term12 months
Reward Points per Dollar2
Lifetime of points36 months
Minimum PaymentThe greater of $10 or 3% of the closing balance of your statement
Late Payment Fee$15
Cash Adv. Rate
Over Limit Fee$15
Bank ATM Fee$1
Other NZ Bank ATM Fee$3
Teller-Assisted Fee$3
Overseas ATM Withdrawal Fee$5
Overseas ATM Balance$5
Duplicate Statement Fee$5
Replacement Card Fee$10
Additional Card Fee (per card)$0

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