Simply Low Interest.
A credit card and cash card in one – use it for credit purchases and to access your cheque and savings accounts
Up to 55 days’ interest-free credit.
National Bank Global Services – exclusive access to 24 hour emergency assistance when travelling overseas.
Convenient payment options. You can choose to pay by direct debit, automatic payment, touchtone phone banking, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through touchtone phone banking or Online Banking.
| Product details | ||
|---|---|---|
| Institution | The National Bank | |
| Card Type | Credit | |
| Status | Standard | |
| Issuer | Visa | |
| Purchase Rate | 13.9% | |
| Annual Fee | $78 | |
| Features | Interest Free Days | |
| Interest Free Days | 55 | |
| Balance Transfer Rate | 5.95% | |
| Balance Transfer Term | 12 months | |
| Reward Points per Dollar | ||
| Lifetime of points | ||
| Minimum Payment | The greater of $10 or 3% of the closing balance of your statement | |
| Late Payment Fee | $15 | |
| Cash Adv. Rate | ||
| Over Limit Fee | $15 | |
| Bank ATM Fee | $1 | |
| Other NZ Bank ATM Fee | $3 | |
| Teller-Assisted Fee | $3 | |
| Overseas ATM Withdrawal Fee | $5 | |
| Overseas ATM Balance | $5 | |
| Duplicate Statement Fee | $5 | |
| Replacement Card Fee | $10 | |
| Additional Card Fee (per card) | $10 | |
| Apply | ||
Compare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.
Find the latest money news and 'how to' guides on Guide2Money.
Ask our researchers your personal finance questions.
Your Questions. Independent Answers.
---
Australian 'how to' guides and recommendations