A Visa Gold card gives you all the convenience of a Visa card and all the exclusive benefits of Gold.
Exclusive Visa Gold benefits include:
Automatic minimum $5,000 credit limit
Extensive Overseas Travel Insurance cover for you and your family with emergency and traveller benefits. As long as you meet the eligibility criteria, your cover is provided automatically when at least half of your prepaid travel expenses are paid for with your Visa Gold card.
National Bank Global Services - priority and exclusive access to 24 hour premium travel advice and emergency assistance when travelling overseas - with additional Gold benefits.
Up to 55 days interest-free credit.
24 hour, 365 day access to ATMs and EFTPOS in New Zealand and overseas.
Convenient payment options. You can choose to pay by direct debit, automatic payment, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through Online Banking.
As a Visa Gold cardholder, you and your family receive extensive travel insurance cover with emergency and traveller benefits each time you travel overseas.
|Institution||The National Bank |
|Card Type||Credit |
|Purchase Rate||19.95% |
|Annual Fee||$75 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate||5.95% |
|Balance Transfer Term||12 months |
|Reward Points per Dollar|
|Lifetime of points|
|Minimum Payment||The greater of $10 or 3% of the closing balance of your statement |
|Late Payment Fee||$15 |
|Cash Adv. Rate|
|Over Limit Fee||$15 |
|Bank ATM Fee||$1 |
|Other NZ Bank ATM Fee||$3 |
|Teller-Assisted Fee||$3 |
|Overseas ATM Withdrawal Fee||$5 |
|Overseas ATM Balance||$5 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$25 |