Gold Thoroughbred Card is your rewards, credit card and cash card plus a phone and Online Banking card all in one.

Exclusive Gold Thoroughbred Card benefits include:

CashBack Rewards - receive up to 1% cash back for the first $50,000 (spend $8,000 and over per year) you spend on purchases with your credit card during a 12 month period, and you only need to spend $2,000 per year to qualify (spend $2,000 - $7,900 per year and receive 0.5% cash back).

Automatic minimum $5,000 credit limit.

Extensive Overseas Travel Insurance cover for you and your family with emergency and traveller benefits.
Priority Thoroughbred Global Services - exclusive access to 24 hour premium travel advice and emergency assistance with additional Gold benefits, when travelling overseas.

Travel Inconvenience Insurance - cover in New Zealand and overseas.

Plus all the benefits of a standard Thoroughbred Card:

Access to your current account and savings accounts by ATM and EFTPOS.

Up to 55 days interest-free credit.

Convenient payment options. You can choose to pay by direct debit, automatic payment, touchtone phone banking, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through touchtone phone banking or Online Banking.