The perfect card for cost-effective, everyday use.
With a low annual account fee and interest-free credit for up to 55 days, Visa Classic is great for everyday use.
Low annual account fee.
Up to 55 days interest-free credit.
National Bank Global Services - exclusive access to 24 hour emergency assistance when travelling overseas.
24 hour, 365 day access to ATM's and EFTPOS in New Zealand and overseas.
Convenient payment options. You can choose to pay by direct debit, automatic payment, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through Online Banking.
Ideal as a back-up, especially when travelling overseas or when you need extra credit.
| Product details | ||
|---|---|---|
| Institution | The National Bank | |
| Card Type | Credit | |
| Status | Standard | |
| Issuer | Visa | |
| Purchase Rate | 19.95% | |
| Annual Fee | $25 | |
| Features | Interest Free Days | |
| Interest Free Days | 55 | |
| Balance Transfer Rate | 5.95% | |
| Balance Transfer Term | 12 months | |
| Reward Points per Dollar | ||
| Lifetime of points | ||
| Minimum Payment | The greater of $10 or 3% of the closing balance of your statement | |
| Late Payment Fee | $15 | |
| Cash Adv. Rate | ||
| Over Limit Fee | $15 | |
| Bank ATM Fee | $1 | |
| Other NZ Bank ATM Fee | $3 | |
| Teller-Assisted Fee | $3 | |
| Overseas ATM Withdrawal Fee | $5 | |
| Overseas ATM Balance | $5 | |
| Duplicate Statement Fee | $5 | |
| Replacement Card Fee | $10 | |
| Additional Card Fee (per card) | $10 | |
| Apply | ||
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