| | |
Homepage | login or create an account

National Bank Classic Visa

Product description

The perfect card for cost-effective, everyday use.

With a low annual account fee and interest-free credit for up to 55 days, Visa Classic is great for everyday use.

Low annual account fee.

Up to 55 days interest-free credit.

National Bank Global Services - exclusive access to 24 hour emergency assistance when travelling overseas.

24 hour, 365 day access to ATM's and EFTPOS in New Zealand and overseas.

Convenient payment options. You can choose to pay by direct debit, automatic payment, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through Online Banking.

Ideal as a back-up, especially when travelling overseas or when you need extra credit.

Product details
InstitutionThe National Bank
Card TypeCredit
Purchase Rate19.95%
Annual Fee$25
FeaturesInterest Free Days
Interest Free Days55
Balance Transfer Rate5.95%
Balance Transfer Term12 months
Reward Points per Dollar
Lifetime of points
Minimum PaymentThe greater of $10 or 3% of the closing balance of your statement
Late Payment Fee$15
Cash Adv. Rate
Over Limit Fee$15
Bank ATM Fee$1
Other NZ Bank ATM Fee$3
Teller-Assisted Fee$3
Overseas ATM Withdrawal Fee$5
Overseas ATM Balance$5
Duplicate Statement Fee$5
Replacement Card Fee$10
Additional Card Fee (per card)$10

Credit Card Comparison TablesCompare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.

About : money

Find the latest money news and 'how to' guides on Guide2Money.

Ask our researchers your personal finance questions.

Your Questions. Independent Answers.