Kiwibank's MasterCard Zero is one of a kind - you'll pay no account fee if you use it every three months (otherwise there's a $15 inactivity fee), and its lower interest rate makes it perfect for everyday use. No wonder it won New Zealand's best Low Rate Credit Card in the 2008 Sunday Star-Times CANNEX Banking Awards.
A choice of three card designs and you'll also have access to MasterCard Applause.
| Product details | ||
|---|---|---|
| Institution | Kiwibank | |
| Card Type | Credit | |
| Status | Standard | |
| Issuer | MasterCard | |
| Purchase Rate | 15.9% | |
| Annual Fee | $0 | |
| Features | Interest Free Days No Annual Fee | |
| Interest Free Days | 55 | |
| Balance Transfer Rate | 4.99% | |
| Balance Transfer Term | 6 months | |
| Reward Points per Dollar | ||
| Lifetime of points | ||
| Minimum Payment | The greater of $10 or 5% of the closing balance of your statement | |
| Late Payment Fee | $20 | |
| Cash Adv. Rate | 15.9% | |
| Over Limit Fee | $20 | |
| Bank ATM Fee | $2 | |
| Other NZ Bank ATM Fee | $2.5 | |
| Teller-Assisted Fee | $2.5 | |
| Overseas ATM Withdrawal Fee | $6 | |
| Overseas ATM Balance | $6 | |
| Duplicate Statement Fee | $5 | |
| Replacement Card Fee | $10 | |
| Additional Card Fee (per card) | $0 | |
| Apply | ||
Compare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.
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