The Kiwibank Visa Debit Card is the perfect survival card for those who want it all.

It works just like an ATM/EFTPOS card, but with even more benefits! You can get cash from ATMs and use it for EFTPOS nationwide, make purchases online, overseas, over the phone, via mail order and pay bills – all using your own money.

When you're overseas, you can get cash from more than a million ATMs in different countries, and use your card for EFTPOS purchases wherever Visa is accepted – travelling has never been easier.

The annual fee is waived for the first year and the first five ATM balance enquiries per month are free.