Start saving with a low everyday interest rate today, and get rid of your credit card debt a lot quicker.
The Low rate MasterCard is accepted online, in stores and at ATMs in over 28 million locations worldwide.
You'll also have access to MasterCard Applause, an exclusive ticket booking service brought to you by MasterCard and Ticketmaster allowing you to beat the crowds with pre-sale periods and exclusive admission to concerts and live events.
|Card Type||Credit |
|Purchase Rate||12.9% |
|Annual Fee||$50 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate||4.99% |
|Balance Transfer Term||6 months |
|Reward Points per Dollar|
|Lifetime of points|
|Minimum Payment||The greater of $10 or 5% of the closing balance of your statement |
|Late Payment Fee||$20 |
|Cash Adv. Rate||12.9% |
|Over Limit Fee||$20 |
|Bank ATM Fee||$2 |
|Other NZ Bank ATM Fee||$2.5 |
|Teller-Assisted Fee||$2.5 |
|Overseas ATM Withdrawal Fee||$6 |
|Overseas ATM Balance||$6 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$10 |