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BNZ Platinum Visa

Product description

Make things happen with a BNZ Platinum Visa.

There are many exclusive benefits for being a BNZ Platinum Visa customer

With the luxury of Visa Platinum Unique Travel you can make the most of pre-sale tickets to concerts and exclusive deals to high end technology and unique experiences.

BNZ Platinum has a significant credit limit, so you'll never have to think twice about spur-of-the-moment purchases and travel plans.

While you're off seeing the world, you're covered with International Leisure Travel Insurance on trips of up to 90 days, and Visa Platinum Concierge Service is just one phone call away

Each year your account fee (charged half yearly) could be rebated, depending on your spend. The half yearly account fee will be rebated if you have made $30,000 or more in purchases on your Platinum card since that last half yearly fee was charged.

Additional Insurances

Extended Warranty – this can extend the warranty period beyond the manufacturer’s original warranty on purchases you make with your card by up to 12 months

Purchase Protection – can give you 90 days insurance against theft, loss or damage on purchases you make with your card

PriceGuard – when you buy something worth at least $150 with your card and then see it advertised somewhere else for less within 30 days of purchase, you could get the difference refunded up to a maximum of $1000 for each purchase. This is an introductory offer for Platinum card customers that ends on 4 October 2010

Your BNZ Platinum Visa comes with a low interest rate of just 15.95% p.a. with up to 55 days' interest free on all purchases.

Transfer your balance from another bank's credit card and you'll pay a low interest rate of 4.99% p.a. on the balance transferred for 6 months.

Every dollar you spend on your BNZ Platinum Visa Card will earn you 1 Platinum Rewards Point. You can then redeem 20 Platinum Reward Points for 1 Fly Buys Point.

Our credit cards have a range of security features to help keep your card safe from credit card fraud when you make purchases online and over the counter. We've also got world class technology, which updates your credit card information with every cash withdrawal or balance enquiry at a BNZ ATM. This helps ensure that your card is protected from counterfeit fraud.

Product details
InstitutionBNZ
Card TypeCredit
StatusPlatinum
IssuerVisa
Purchase Rate15.95%
Annual Fee$175
FeaturesInterest Free Days
Rewards Program
Interest Free Days55
Balance Transfer Rate4.99%
Balance Transfer Term6 months
Reward Points per Dollar1
Lifetime of points60 months
Minimum PaymentThe greater of $25 or 2.5% of the closing balance of your statement
Late Payment Fee$25
Cash Adv. Rate15.95%
Over Limit Fee$20
Bank ATM Fee$1
Other NZ Bank ATM Fee$2
Teller-Assisted Fee$5
Overseas ATM Withdrawal Fee$7.5
Overseas ATM Balance$7.5
Duplicate Statement Fee$0
Replacement Card Fee$0
Additional Card Fee (per card)$0
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