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BNZ Gold Everyday MasterCard

Product description

The credit card for home and overseas with Gold Travel Insurance and Fly Buys

Link your BNZ Gold credit card to Fly Buys, and you'll collect Fly Buys Points on whatever you buy, wherever you buy it. For every $40 you spend on your Gold MasterCard you'll collect 1 Fly Buys Point.

You can also collect Points twice by swiping both your BNZ Gold credit card and your Fly Buys card at any participating Fly Buys retailer.

When you take out a BNZ Gold card you can get International Leisure Travel Insurance on trips of up to 35 days. Once you activate the cover, you'll be insured for a wide range of unexpected events - from lost baggage to ticket cancellation when you take off overseas.

BNZ Gold credit card also comes with 3 additional insurances giving you extra peace of mind.

Extended Warranty – this can extend the warrantly period beyond the manufacturer’s original warranty on purchases you make with your card by up to 12 months

Purchase Protection – can give you 90 days insurance against theft, loss or damage on purchases you make with your card

PriceGuard – when you buy something worth at least $150 with your card and then see it advertised somewhere else for less within 30 days of purchase, you could get the difference refunded up to a maximum of $1000 for each purchase. This is an introductory offer for Gold card customers that ends on 4 October 2010

With up to 55 days' interest free on purchases and an account fee of $80 ($40 charged half yearly), BNZ Gold is the card that can help you collect Fly Buys and offers you Gold Card Travel Insurance

Our credit cards have a range of security features to help keep your card safe from credit card fraud when you make purchases online and over the counter. We've also got world class technology, which updates your credit card security information with every cash withdrawal or balance enquiry at a BNZ ATM. This helps ensure that your card is protected from counterfeit fraud

Product details
Card TypeCredit
Purchase Rate19.95%
Annual Fee$80
FeaturesInterest Free Days
Rewards Program
Interest Free Days55
Balance Transfer Rate8.95%
Balance Transfer Term6 months
Reward Points per Dollar0.025
Lifetime of points36 months
Minimum PaymentThe greater of $25 or 2.5% of the closing balance of your statement
Late Payment Fee$25
Cash Adv. Rate22.2%
Over Limit Fee$20
Bank ATM Fee$1
Other NZ Bank ATM Fee$2
Teller-Assisted Fee$5
Overseas ATM Withdrawal Fee$7.5
Overseas ATM Balance$7.5
Duplicate Statement Fee$0
Replacement Card Fee$0
Additional Card Fee (per card)$25

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