BNZ's flexible, everyday card that rewards you with Fly Buys points.
Link your BNZ Classic credit card to Fly Buys, and you'll collect Fly Buys Points wherever you use it to make purchases. For every $50 you spend on your Visa card you'll collect 1 Fly Buys Point.
You can also collect points twice by swiping both your BNZ Classic credit card and your Fly Buys card at any participating Fly Buys retailer, getting you closer to that next reward.
With up to 55 days' interest free on purchases made on your credit card and a low account fee of just $15 half yearly, BNZ Classic makes it really easy to manage your money. This will free you up to spend your money on the things you really want!
Our credit cards have a range of security features to help keep your money safe when you make purchases online and over the counter. We've also got world leading technology, which updates your credit card information with every cash withdrawal or balance enquiry at a BNZ ATM. This helps ensure that your card is protected from counterfeit fraud.
|Card Type||Credit |
|Purchase Rate||19.95% |
|Annual Fee||$30 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate||8.95% |
|Balance Transfer Term||6 months |
|Reward Points per Dollar||0.02 |
|Lifetime of points||36 months |
|Minimum Payment||The greater of $25 or 2.5% of the closing balance of your statement |
|Late Payment Fee||$25 |
|Cash Adv. Rate||22.2% |
|Over Limit Fee||$20 |
|Bank ATM Fee||$1 |
|Other NZ Bank ATM Fee||$2 |
|Teller-Assisted Fee||$5 |
|Overseas ATM Withdrawal Fee||$7.5 |
|Overseas ATM Balance||$7.5 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$9.9 |