BankDirect Visa Gold is an exclusive card for people whose lifestyle demands more financial flexibility than a standard Visa card offers. With it you'll get greater freedom and more spending power in New Zealand and overseas.

Earn interest on a credit balance - A BankDirect VISA gives you interest on any credit balance. So now your VISA can become much more than just a credit card. For instance, before you go overseas you could deposit cash into your VISA account. You'll reduce the chance of going over your VISA limit, and you'll enjoy a high rate of interest on your credit balance at the same time.

A credit and cash card rolled into one - Tired of too many cards in your wallet? BankDirect VISA doubles as a cash card, so you can make all your BankDirect VISA, ATM and EFTPOS transactions with just one card. It means you have only one PIN to remember too.

Never be stuck for cash again. BankDirect VISA is accepted in over 1200 ATMs throughout New Zealand or as an optional service you can use your VISA at any ATM around the world displaying the PLUS sign (Additional charges will apply).

Up to 55 days interest free credit.

Accepted at more than 17 million merchants worldwide.

Pay as much or as little as you want into your credit card each month - as long as it equals or exceeds the minimum amount due. Payment is easy too. Just set up a Bill Payment or transfer funds from any BankDirect account, or write a cheque from any bank account.

24 hour card replacement - If your BankDirect VISA Card is lost or stolen, just call us. We can have a replacement couriered to you straight away when you're in New Zealand. If you're overseas we can arrange for one of our international agents to have a replacement card to you as quickly as possible.