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BankDirect Classic Visa

Product description

Earn interest on a credit balance - A BankDirect VISA gives you interest on any credit balance. So now your VISA can become much more than just a credit card. For instance, before you go overseas you could deposit cash into your VISA account. You'll reduce the chance of going over your VISA limit, and you'll enjoy a high rate of interest on your credit balance at the same time.

A credit and cash card rolled into one - Tired of too many cards in your wallet? BankDirect VISA doubles as a cash card, so you can make all your BankDirect VISA, ATM and EFTPOS transactions with just one card. It means you have only one PIN to remember too.

Cash advance on your Visa of up to $2,000 a day throughout ATMs in New Zealand - Never be stuck for cash again. BankDirect VISA is accepted in over 1200 ATMs throughout New Zealand or as an optional service you can use your VISA at any ATM around the world displaying the PLUS sign (Aditional charges will apply).

Up to 55 days interest free credit.

Accepted at more than 17 million merchants worldwide.

Pay as much or as little as you want into your credit card each month - as long as it equals or exceeds the minimum amount due. Payment is easy too. Just set up a Bill Payment or transfer funds from any BankDirect account, or write a cheque from any bank account.

Product details
InstitutionBankDirect
Card TypeCredit
StatusStandard
IssuerVisa
Purchase Rate19.5%
Annual Fee$20
FeaturesInterest Free Days
Interest Free Days55
Balance Transfer Rate
Balance Transfer Term
Reward Points per Dollar
Lifetime of points
Minimum Payment3% of the closing balance of your statement
Late Payment Fee$15
Cash Adv. Rate19.5%
Over Limit Fee$20
Bank ATM Fee$1
Other NZ Bank ATM Fee$1.5
Teller-Assisted Fee$5
Overseas ATM Withdrawal Fee$5
Overseas ATM Balance$5
Duplicate Statement Fee$5
Replacement Card Fee$10
Additional Card Fee (per card)$10
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