Everyday convenience with the option of rewards
Up to 55 days interest free on purchases.
Access cash at ATMs worldwide displaying the Visa or Visa PLUS logo.
A competitive six-monthly account fee and the option to earn True Rewards Dollars.
Visa is accepted at over 25 million locations worldwide.*
You can apply for an additional card for your spouse, a partner, family or friends.
Pay your account off in full by the payment due date each month and you won't pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount.
Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.
Protect yourself with our optional Credit Card Repayment Insurance.
Join True Rewards and earn True Rewards Dollars on your purchases (additional fee)**.
*Use of your credit card overseas is an optional service. Charges will apply. Refer to Credit card fees for further details.
**True Rewards Dollars are not earned on cash advances, transfers, bank fees or interest charges.
|Card Type||Credit |
|Purchase Rate||19.95% |
|Annual Fee||$24 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate|
|Balance Transfer Term|
|Reward Points per Dollar|
|Lifetime of points|
|Minimum Payment||The greater of $10 or 3% of the closing balance of your statement |
|Late Payment Fee||$25 |
|Cash Adv. Rate|
|Over Limit Fee||$20 |
|Bank ATM Fee||$1 |
|Other NZ Bank ATM Fee||$2 |
|Teller-Assisted Fee||$5 |
|Overseas ATM Withdrawal Fee||$5 |
|Overseas ATM Balance||$5 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$12 |