Purchasing power with unique privileges
Our highest True Rewards earning rate.*
120 days complimentary travel insurance.^
24-hour concierge service.+
Enrol your Platinum Card for True Rewards and get one True Rewards Dollar for every $100 you spend.*
Access the 24-hour Visa Platinum Concierge service - a complimentary information and booking service thats on hand from anywhere in the world.+
Feel the reassurance of chip technology for safety and security.
Enjoy the freedom of at least $10,000 credit - more upon application.
Protect you and your family with complimentary 120 days travel insurance.^
Receive up to 55 days interest free credit on your purchases.
Withdraw cash at ATMs that display the Visa or Visa Plus logo.
Check your balance or pay your account through phone banking, ASB ATMs or FastNet Classic.
Protect your Platinum card with Credit Card Repayment Insurance.
Access 24-hour Worldwide Emergency Assist.
* True Rewards Dollars are not earned on cash advances, bank fees or interest changes.
^ Exclusions and terms and conditions apply. Refer to the travel insurance tab for more information.
+ Terms and conditions apply. Refer to the Visa Platinum Concierge Service page for more information.
|Card Type||Credit |
|Purchase Rate||18.95% |
|Annual Fee||$190 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate|
|Balance Transfer Term|
|Reward Points per Dollar||0.01 |
|Lifetime of points|
|Minimum Payment||The greater of $10 or 3% of the closing balance of your statement |
|Late Payment Fee||$25 |
|Cash Adv. Rate|
|Over Limit Fee||$20 |
|Bank ATM Fee||$1 |
|Other NZ Bank ATM Fee||$2 |
|Teller-Assisted Fee||$5 |
|Overseas ATM Withdrawal Fee||$5 |
|Overseas ATM Balance||$5 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$30 |