MasterCard is accepted at over 25 million locations worldwide.

- A competitive six-monthly account fee and the option to join True Rewards (additional $10 every six months)

- Up to 55 days interest free on purchases

- You can apply for an additional card for your spouse, a partner, family or friends

- Pay your account off in full by the payment due date every month and you won't pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount

- Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs

- Protect yourself with our optional Credit Card Repayment Insurance.