MasterCard is accepted at over 25 million locations worldwide.
- A competitive six-monthly account fee and the option to join True Rewards (additional $10 every six months)
- Up to 55 days interest free on purchases
- You can apply for an additional card for your spouse, a partner, family or friends
- Pay your account off in full by the payment due date every month and you won't pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount
- Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs
- Protect yourself with our optional Credit Card Repayment Insurance.
Product details | ||
---|---|---|
Institution | ASB | |
Card Type | Credit | |
Status | Standard | |
Issuer | MasterCard | |
Purchase Rate | 19.95% | |
Annual Fee | $44 | |
Features | Interest Free Days Rewards Program | |
Interest Free Days | 55 | |
Balance Transfer Rate | ||
Balance Transfer Term | ||
Reward Points per Dollar | 0.0067 | |
Lifetime of points | ||
Minimum Payment | The greater of $10 or 3% of the closing balance of your statement | |
Late Payment Fee | $25 | |
Cash Adv. Rate | ||
Over Limit Fee | $20 | |
Bank ATM Fee | $1 | |
Other NZ Bank ATM Fee | $2 | |
Teller-Assisted Fee | $5 | |
Overseas ATM Withdrawal Fee | $5 | |
Overseas ATM Balance | $5 | |
Duplicate Statement Fee | $5 | |
Replacement Card Fee | $10 | |
Additional Card Fee (per card) | $12 | |
Apply | ![]() |
Compare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.
Find the latest money news and 'how to' guides on Guide2Money.
Ask our researchers your personal finance questions.
Your Questions. Independent Answers.