Great if you repay over longer periods
A convenient alternative to hire purchase or a personal loan.
Access cash at ATMs displaying the MasterCard logo.
Up to 55 days interest free on purchases.
If you like to pay your credit card off over time, Low Interest MasterCard offers you a convenient alternative to hire purchase agreements.
A low interest rate of 14.95% p.a.
One competitive three-monthly account fee.
You can apply for an additional card for your spouse, a partner, family or friends.
Pay your account off in full by the payment due date every month and you wont pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount.
Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.
|Card Type||Credit |
|Purchase Rate||14.95% |
|Annual Fee||$90 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate|
|Balance Transfer Term|
|Reward Points per Dollar||0.0067 |
|Lifetime of points|
|Minimum Payment||The greater of $10 or 3% of the closing balance of your statement |
|Late Payment Fee||$25 |
|Cash Adv. Rate|
|Over Limit Fee||$20 |
|Bank ATM Fee||$1 |
|Other NZ Bank ATM Fee||$2 |
|Teller-Assisted Fee||$5 |
|Overseas ATM Withdrawal Fee||$5 |
|Overseas ATM Balance||$5 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$8 |