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ASB Gold Visa with True Rewards

Product description

Access to higher credit limits

Complimentary 90 Day Gold Travel Insurance.

Up to 55 days interest free on purchases.

Earn True Rewards Dollars faster.

Visa Gold may be a good idea if you frequently travel overseas or if you prefer to pay for most things by credit card.

It offers a higher credit limit to cover your purchases, and the recognition associated with carrying a Gold card. And its accepted at over 25 million locations worldwide*.

Enjoy at least $5,000 credit and complimentary 90 Day Gold Travel Insurance.

Access cash at ATMs worldwide displaying the Visa PLUS logo.*

You can apply for an additional card for your spouse, a partner, family or friends.

Pay your account off in full by the payment due date every month and you wont pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount.

Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.

Join True Rewards and earn True Rewards Dollars on your purchases.

Protect yourself with our optional Credit Card Repayment Insurance.

*Use of your credit card overseas is an optional service. Charges will apply. Refer to Credit card fees for further details.

Product details
Card TypeCredit
Purchase Rate19.95%
Annual Fee$100
FeaturesInterest Free Days
Rewards Program
Interest Free Days55
Balance Transfer Rate
Balance Transfer Term
Reward Points per Dollar0.0077
Lifetime of points
Minimum PaymentThe greater of $10 or 3% of the closing balance of your statement
Late Payment Fee$25
Cash Adv. Rate
Over Limit Fee$20
Bank ATM Fee$1
Other NZ Bank ATM Fee$2
Teller-Assisted Fee$5
Overseas ATM Withdrawal Fee$5
Overseas ATM Balance$5
Duplicate Statement Fee$5
Replacement Card Fee$10
Additional Card Fee (per card)$30

Credit Card Comparison TablesCompare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.

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