Access to higher credit limits
Complimentary 90 Day Gold Travel Insurance.
Up to 55 days interest free on purchases.
Earn True Rewards Dollars faster (additional charges apply).
Visa Gold may be a good idea if you frequently travel overseas or if you prefer to pay for most things by credit card.
It offers a higher credit limit to cover your purchases, and the recognition associated with carrying a Gold card. And its accepted at over 25 million locations worldwide*.
Enjoy at least $5,000 credit and complimentary 90 Day Gold Travel Insurance.
Access cash at ATMs worldwide displaying the Visa PLUS logo.*
You can apply for an additional card for your spouse, a partner, family or friends.
Pay your account off in full by the payment due date every month and you wont pay any interest, unless you make a cash advance. Or you can choose to pay off the minimum monthly payment, which is the greater of $10 or 3% of the closing balance of your statement plus any overdue amount.
Check your balance or pay your account through phone banking, FastNet Classic or ASB ATMs.
Join True Rewards and earn True Rewards Dollars on your purchases.
Protect yourself with our optional Credit Card Repayment Insurance.
*Use of your credit card overseas is an optional service. Charges will apply. Refer to Credit card fees for further details.
|Card Type||Credit |
|Purchase Rate||19.95% |
|Annual Fee||$80 |
|Features||Interest Free Days |
|Interest Free Days||55 |
|Balance Transfer Rate|
|Balance Transfer Term|
|Reward Points per Dollar|
|Lifetime of points|
|Minimum Payment||The greater of $10 or 3% of the closing balance of your statement |
|Late Payment Fee||$25 |
|Cash Adv. Rate|
|Over Limit Fee||$20 |
|Bank ATM Fee||$1 |
|Other NZ Bank ATM Fee||$2 |
|Teller-Assisted Fee||$5 |
|Overseas ATM Withdrawal Fee||$5 |
|Overseas ATM Balance||$5 |
|Duplicate Statement Fee||$5 |
|Replacement Card Fee||$10 |
|Additional Card Fee (per card)||$30 |