This card offers a low ongoing interest rate for purchases – which could save you hundreds of dollars in interest each year.
If you don't pay off your credit card balance in full each month, the ANZ Low Rate MasterCard could be the credit card for you.
With an interest rate lower than most credit cards, the ANZ Low Rate MasterCard gives you the flexibility to make repayments that suit your budget.
| Product details | ||
|---|---|---|
| Institution | ANZ | |
| Card Type | Credit | |
| Status | Standard | |
| Issuer | MasterCard | |
| Purchase Rate | 13.9% | |
| Annual Fee | $58 | |
| Features | Interest Free Days | |
| Interest Free Days | 55 | |
| Balance Transfer Rate | 4.99% | |
| Balance Transfer Term | 6 months | |
| Reward Points per Dollar | ||
| Lifetime of points | ||
| Minimum Payment | 2% of the closing balance (rounded up to the nearest dollar) or $5. | |
| Late Payment Fee | $15 | |
| Cash Adv. Rate | 17.9% | |
| Over Limit Fee | $15 | |
| Bank ATM Fee | $1 | |
| Other NZ Bank ATM Fee | $3 | |
| Teller-Assisted Fee | $3 | |
| Overseas ATM Withdrawal Fee | $5 | |
| Overseas ATM Balance | $5 | |
| Duplicate Statement Fee | $3 | |
| Replacement Card Fee | $10 | |
| Additional Card Fee (per card) | $18 | |
| Apply | ||
Compare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.
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