There doesn’t seem to be much point in making the switch to frugal living and implementing money saving tips that will save you a few dollars here and there, if you don’t examine your larger “fixed” outgoings like insurance that could save you hundreds of dollars in one foul swoop!

By Pam Graham of NZPA Wellington, June 4 NZPA - Brokers selling life and health insurance are earning excessive commissions and ultimately the consumer is paying for it in higher premiums.