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Over the last few years, BankDirect's no-nonsense approach to banking has won over a great many customers and changed the banking world as well. Internet banking, telephone banking, conditional loan pre-approved by phone (even at weekends) are just a few services BankDirect customers have enjoyed from day one. Best of all, we're the bank you can use whenever it suits you, with 24 hours access to your account, every day of the year.

With BankDirect you get the banking service you really need, with none of the hassle or expense.

Because we have no branches we never close. So you can do your banking any time of the day or night. Imagine never having to stand in a queue at the bank again, or being able to bank when it suits you. We are there for your lending needs, seven days a week and you can even look after your banking when you're travelling overseas.

Because we have no branches, we have fewer overheads - savings that we pass on to our customers through highly competitive rates and fees.

Because your money is just that - yours - we give you direct control over your account. So if you want to change your credit card limit, alter your home loan repayment amount, set up an automatic payment or do practically any other banking task, you can do it easily, via phone or the internet.

BankDirect is for personal banking only - not businesses or organisations. So we're 100% focused on you. And when you bank with us, you'll have the banking of an established financial organisation. BankDirect is part of ASB Bank Limited, one of the most progressive banks in New Zealand.

Card nameCard typePurchase rateCash Adv. RateApply
BankDirect Classic VisaCredit19.5%19.5%
BankDirect Gold VisaCredit19.5%19.5%
BankDirect Low Interest VisaCredit11.95%11.95%

Credit Card Comparison TablesCompare Credit Cards - Independent interest rate and fees comparisons for New Zealand banks.

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