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Investing
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Where Should I Buy An Investment Property?

Where Should I Buy An Investment Property?
It is obvious that we are in the grip of a recession. This creates an opportunity for investors to capitalise on the recession and enter the property market.

KiwiSaver & Saving
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How To Get KiwiSaver First Home Buyer Benefits For Non First Time Buyers?

How To Get KiwiSaver First Home Buyer Benefits For Non First Time Buyers?

Home-buying tests

I've just separated at age 60. I have a job and will end up with only about $30,000. I have work super and will join KiwiSaver.

Managing Money
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Time To Move To Australia?

Time To Move To Australia?
I wonder if anyone else is facing the same dilemma. I am 31, a technical manager, and earn around $90,000 a year. If I was to move to Australia, my income would be at least $130,000.
 
In the past the only reasons I have stayed in New Zealand are:
 

Home Loans
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Are We Heading Towards A Property Market Meltdown?

Are We Heading Towards A Property Market Meltdown?
I'm 25, married, earning just over $62,000 a year, living in Auckland. In order for my wife and I to buy a property to live in, I would need a deposit of between $50,000 to $100,000. That alone is no small feat.
 

Credit Cards
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Credit Card Vs EFTPOS For Day To Day Transactions?

Credit Card Vs EFTPOS For Day To Day Transactions?
I am amazed at people who still use EFTPOS cards for everyday transactions.

I maintain a Visa card with a P.I.N. that I use exactly like an EFTPOS card, and the most it costs me is $25 per year.

Tax
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Which PIR Tax Rate Should We Use For Joint Investments?

Which PIR Tax Rate Should We Use For Joint Investments?
We have joint investments - my wife works (for which I am eternally grateful), and I don't (well, not for much money in any case). Her PIR rate is 21 per cent and mine is 12.5 per cent. So far, so good.

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